Payments

How would I make a “Lab Wale” purchase payment?

“Lab Wale” provides you with a variety of payment options. Whichever online payment option you choose, you can be sure that “Lab Wale trusted “‘s payment gateway partners will use safe encryption technology to dependably keep your exchange details private.

To make your purchase, you have the option of using Online Banking, Gift Cards, Cash on Delivery, or Wallet.

“Lab Wale” also accepts payments made in India with credit/check cards from Visa, MasterCard, Maestro, and American Express.

When I purchase something from “Lab Wale,” are there any hidden fees (Octroi or Sales Tax)?
You pay NO hidden fees when you purchase something from “Lab Wale.” The expenses that have been tallied for each item are thorough and conclusive. You really pay the value displayed on the item page.

Depending on the merchant approach, there may be additional conveyance fees.

Cash on Delivery: What is it?

You have the option to use the Cash on Delivery (C-o-D) payment method if you are uncomfortable making an online payment on “Lab Wale”.com. Without having to make any online advance payments, C-o-D allows you to pay with real money at the time the item is delivered to your door.

For a Cash on Delivery (C-o-D) installment, the maximum request and incentive is Rs 10000.00. It is a method of payment that strictly involves money. C-o-D orders cannot be paid for using gift cards or shop credit. It is not possible to pay via C-o-D with outside money. Only Indian Rupees were accepted.

How can I make a purchase with a credit/platinum card?

We accept payments made using credit/check cards issued in India.

Payments made with Visa, MasterCard, and American Express Mastercards are accepted.
You will need your credit card number, expiration date, and three-digit CVV number in order to complete the payment process at the checkout (found on the rear of your card). You will be sent to the bank’s page to input the online 3D Secure secret word after entering these information.

Is using my credit card or plastic on “Lab Wale” safe?

The highest levels of exchange security now available online ensure the security of your online transactions on “Lab Wale.” Lab Wale secures your card information while delivering it to the various banks for payment processing using 256-piece encryption technology.

All Mastercard and plastic payments made on “Lab Wale” are made through trusted, safe payment gateways supervised by driving banks. For online transactions, banks currently use the 3D Secure secret word administration, which provides an additional degree of protection through character verification.

What defences does “Lab Wale” employ against card extortion?

“Lab Wale” is aware of the value of having a strong understanding of extortion and its objectives. We regularly watch exchanges for suspicious activity and flag potentially false exchanges for manual review by our team, together with our online payment partners.

In extremely rare circumstances, when our team is unable to totally rule out the possibility of extortion, the exchange is postponed and the customer is identified in order to get character reports. The ID reports assist us in ensuring that the purchases were unquestionably made by a legitimate card holder. We sincerely regret any inconvenience we may have given our customers and ask that they join us in our larger effort to provide a safe and secure environment for online transactions.

What is a secret key for 3D Secure?

The “Confirmed by VISA” and “Mastercard SecureCode” administrations, respectively, each implement the 3D Secure secret key in collaboration with card-issuing institutions.

For your online credit/check card exchanges, the 3D Secure secret key adds an additional degree of protection through personality authentication. You created this secret phrase, and only you are the only one who knows it. This ensures that only you can use your card to make online purchases.

How can I retrieve my credit/debit card’s 3D Secure secret key?

By visiting your bank’s website, you may sign up for the 3D Secure secret key for your credit/check card. For easy reference, the enlistment joins for some of the banks are listed below:

State Bank of India ICICI Bank HDFC Bank Punjab National Bank
Pivot Bank Corporation Bank Andhra Bank Bank of Baroda
Standard Chartered India Union Bank of India Central Bank of India Citibank
Deutsche Bank Dhanlakshmi Bank IDBI Bank Canara Bank
IndusInd Bank Federal Bank Kotak Mahindra Bank Karur Vysya Bank
Oriental Bank of Commerce South Indian Bank Vijaya Bank

Would I be able to use the Online Banking feature at my bank to make a payment?

Indeed. “Labwale” gives you the convenience of paying a portion of your request using the Internet Banking service provided by your bank. With this, you may legally transfer funds from your account while managing a very secure exchange.

We accept payments made for the following banks using Internet Banking:

ABN Amro Bank Axis Bank Allahabad Bank Andhra Bank
Bank of Bahrain and Kuwait Bank of Baroda Bank of India Bank of Maharashtra
Bank of Rajasthan Central Bank of India Citibank City Union Bank
Partnership Bank Deutsche Bank Development Credit Bank Dhanlaxmi Bank
Government Bank HDFC Bank ICICI Bank IDBI Bank
ING Vysya Bank Indian Overseas Bank Indian Bank IndusInd Bank
Jammu and Kashmir Bank Karnataka Bank Karur Vysya Bank Kotak Mahindra Bank
Lakshmi Vilas Bank Oriental Bank of Commerce Punjab National Bank Royal Bank of Scotland
South Indian Bank Standard Chartered Bank State Bank of Hyderabad State Bank of India
State Bank of Mysore State Bank of Travancore Syndicate Bank Tamilnad Mercantile Bank
Association Bank of India United Bank of India Vijaya Bank YES Bank

Would I be able to use my mobile device to make a credit/platinum card or Internet Banking installment on “Lab Wale”?

In actuality, you may use the flexible “Lab Wale” website and application to make MasterCard installment payments. “Lab Wale” uses 256-piece encryption technology to safeguard your card information while securely delivering it to the trusted and secure payment gateways controlled by major banks.

How can I make a request for Cash on Delivery (C-o-D)?

Everything marked “Money down Available” is eligible for Cash on Delivery requests, as are all other items.

Add the item or items to your vehicle and go with the checkout. When prompted to choose a payment option, choose “Pay With Cash on Delivery.” For approval, type the CAPTCHA message exactly as it appears.

Your request will be examined and confirmed, and from the date of affirmation on, it will be ready for dispatch. To complete the payment, you will need to give a cash payment to our messenger partner at the time your request is delivered.

Rules of Conduct:

The highest request for a C-o-D incentive is Rs 1,000.00.

C-o-D orders cannot be paid for using gift cards or store credit.

Only a cash payment at the time of delivery.

What is the EMI charge card substitute for “Lab Wale”?

How can I make a payment using “Lab Wale’s” credit card EMI option?
When you’ve filled your “Lab Wale” shopping cart with the appropriate items, proceed with your request as usual by providing your location. When prompted to choose an installment plan for your request, choose “EMI” and then do these simple steps:

Choose the Mastercard-accepting bank that you want to use for payments.

Choose the EMI plan that suits your preferences.

Type in your Mastercard nuances.

Click “Save and Pay.”

Please take note that the entire cost for the ordered products will be charged to your card.